It’s meant to be a period of your life where you start to wind down, perhaps enjoying life a little more now you don’t have to cope with the rigours of a day job.
Unfortunately, retirement seems to be becoming anything but this. We all know that stress has become a lot more understood amongst everyone recently, but those who have breached the retirement age seem to be suffering even more.
To get to the bottom of this issue today’s article has been penned, as we look at some of the reasons why more retired people are suffering from stress.
Let’s start with the most common reason why stress is so common in this age bracket. In short, it’s a huge period of change, and a lot of this change revolves around your finances. For decades you have been used to your fixed, regular income and then suddenly, all of this stops. Sure, you still have your pension to fall back on, but this won’t be as much as you have been receiving in the past.
It’s not just the income-factor though. There are other expenses that are often forgotten about. For example, the cost of a funeral, elderly health care and even paying for the kids and grandchildren can all eat away at you.
However, try not to exaggerate your situation. You will be receiving an income and while it might not be as high as it once was, you can still tailor your life so it is sufficient. Of course, if you haven’t yet reached the age of retirement, perhaps pre-plan so you can get your finances in order a long time in advance.
Physical health stresses
This next point won’t come as a surprise to anyone. After all, as we age, we start to suffer from more physical conditions. In some countries this will link to the financial factors we discussed as well, particularly when you need to get increased insurance coverage.
Nevertheless, you should understand the point with this. The best way to cope with it is to just accept that this is a point in your life in which your body is going to change. Sometimes it might not be for the better, but if you can keep to an active lifestyle and eat accordingly you can alleviate it somewhat.
That’s right, something else which can wreak havoc with your stress levels is your relationship. Let’s not forget that this is one point in which your life is going to change – in a way that your spouse will not have been used to. Unless you met as childhood sweethearts, there is every chance that you have spent your life together working.
This is now going to change and you will need to learn to “live with each other”. It’s a different dynamic, but learn to be patient and accept that you might have to make a few compromises. If you don’t, prepare to experience even heightened stress levels.